91看片网

The EduTrust Certification Scheme (EduTrust) is a quality assurance scheme administered and governed by SkillsFuture Singapore (SSG) for Private Education Institutions (PEIs) in Singapore. The SSG functions independently as the regulatory authority of the private education industry in Singapore and is responsible for all decisions under the EduTrust Certification Scheme. SSG aims to raise the standards of the industry to ensure PEIs provide a higher standard of educational services and good student/ graduate outcomes.

91看片网 Academy is among the first few PEIs to be awarded the EduTrust Certification on 20th May 2010 and has successfully renewed for the 4th consecutive 4-year terms till 13 May 2030.

For more details, please refer to SSG’s website at

Under the Fee Protection Scheme (FPS), 91看片网 Academy ensures that course fees paid by students to the Academy are insured by a SSG-appointed service provider. This arrangement serves to protect the students’ course fees in the event a PEI is unable to continue operations due to insolvency, and/or regulatory closure. Furthermore, the FPS protects the student if the PEI fails to pay penalties or return course fees to the student arising from judgments made against it by the Singapore courts.

The FPS is required for all local and international students taking SSG registered courses in EduTrust-certified PEIs. FPS insurance premiums are paid by 91看片网 Academy, unless otherwise stated in the Student Contract as payable separately by the student.

With effect from 01st August 2021, course fees paid would be protected under the FPS Group Insurance by Liberty Insurance Pte Ltd (Liberty).

• Liberty will insure all new students enrolled from 01 August 2021 onwards and all existing students with additional fees (example: Re-module fees.)

For course fees that were paid on or before 31st July 2021, it will continue to be covered by FPS Individual Insurance under Lonpac Insurance Bhd (Lonpac).

• Existing in-force FPS Policies (Block Cover) insured with Lonpac will be maintained till respective course end date or when the policy is cancelled by 91看片网 Academy due to student withdrawing from the course, student transferring to another course, or student graduation.

Fee Protection Scheme Insurance Certifcate:

By Liberty Insurance

For more information on FPS, please visit

91看片网 Academy provides a Group Hospital & Surgical (GHS) medical insurance plan for all full-time students (in courses more than one month or 50 hours). 

The GHS insurance plan provides coverage for students who incur hospitalisation expenses at government/restructured hospitals, with an annual limit of up to S$20,000 per year. 

This plan operates on a reimbursement basis, where students are required to pay for their medical expenses upfront and submit a claim for reimbursement. Its aim is to alleviate the financial burden on the insured student. 

Students may refer to the Group Hospital & Surgical Insurance Product Summary for full policy details, including exclusions and claim requirements. 

• Students will be enrolled into the group insurance policy after payment of the first instalment of course fees.
• Coverage will commence from the payment date and remain valid for the programme duration stated in the student contract.
• International students will not be covered once their Student’s Pass is cancelled.
• Students who extend their studies (e.g. deferment or re-enrolment) are required to pay additional premiums for the extended period.

Coverage scope

• Hospitalisation at government/restructured hospitals (B1/B2/C wards)
• Surgery and in-hospital treatment
• Pre- and post-hospitalisation treatment (up to 120 days)
• Emergency outpatient treatment due to accidents (subject to conditions)
• Hospitalisation arising from infectious diseases, including COVID-19

GHS & GPA Certificate

• Claims must be submitted within 30 days from the date of discharge from hospital.
• Students are required to submit all supporting documents (e.g. original bills, medical reports, and Student Pass copy).
• Claims can be submitted using the GHS Insurance Claim Form sent to student.life@psb-academy.edu.sg.

New full-time international students are automatically enrolled in outpatient insurance during their first year of study. Insured students will receive an e-card and be registered for an account, which allows access to the panel list of clinics and submission of claims.

Full-time students who are not automatically enrolled, or those who wish to renew their coverage, may apply

The one-year insurance plan is renewable annually and provides an annual limit of S$750, including up to S$100 per visit for Accident & Emergency (A&E) claims.

Please refer to the resources below for an overview of outpatient insurance coverage, contact details, and frequently asked questions:

• Outpatient Insurance Information Kit and Frequently Asked Questions
• Liberty iCare 2.0 App Guide